Archives for posts with tag: finance

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‘TWAS THE DAY AFTER CHRISTMAS
by Buyer S. Remorse

’Twas the day after Christmas, and all through the house,
Every creature was hurting — even the mouse.
 
The toys were all broken, their batteries dead;
Santa passed out, with some ice on his head.
 
Wrapping and ribbons just covered the floor, while
Upstairs the family continued to snore.
 
And I in my T-shirt, new Reeboks and jeans,
Went into the kitchen and started to clean.
 
When out on the lawn there arose such a clatter,
I sprang from the sink to see what was the matter.
 
Away to the window I flew like a flash,
Tore open the curtains, and threw up the sash.
 
When what to my wondering eyes should appear,
But a little white truck, with an oversized mirror.
 
The driver was smiling, so lively and grand;
The patch on his jacket said “U.S. POSTMAN.”
 
With a handful of bills, he grinned like a fox
Then quickly he stuffed them into our mailbox.
 
Bill after bill, after bill, they still came.
Whistling and shouting he called them by name:
 
“Now Macy, now Best Buy, now Penny’s and Sears
Here’s Wal-Mart and Target and Nordstrom—all here!!
 
To the tip or your limit, every store, every mall,
Now chargeaway-chargeaway-chargeaway all!”
 
He whooped and he whistled as he finished his work.
He filled up the box, and then turned with a jerk.
 
He sprang to his truck and he drove down the road,
Driving much faster with just half a load.
 
Then I heard him exclaim with great holiday cheer,
“ENJOY WHAT YOU GOT … YOU’LL BE PAYING ALL YEAR!”

PHOTO: Bob McLean by Chad Coleman (Bellevue, Washington, Reporter)

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FREE Kindle version of the Silver Birch Press release DEBT, a novel by Rachel Carey is available through Monday, Nov. 18, 2013. You can download the Kindle version— which retails for $6.99 – for free at Amazon.com.

NOTE: If you don’t own a Kindle, you can download Kindle read apps — for free — at Amazon.com.

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BEHIND THE SCENES

Author Rachel Carey Talks About Her Debut Novel, Debt

The original inspiration for Debt was my rediscovery, as an adult, of the works of Charles Dickens. I’d always liked Dickens, but I really fell in love with his writing when I was old enough and cynical enough to appreciate how smart he was about human weakness. But as I was reading Bleak House and Little Dorrit, I was also tracking the news about the financial meltdown of 2008, and I began to wonder what Dickens would have made of a figure like Bernie Madoff. What would he have had to say about students who owed a hundred thousand dollars in student loan debt, or bankers who received a government bailout and immediately paid themselves million dollar bonuses with taxpayer money?

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I think Dickens would have understood those people very well, because people like that appear in all his novels: people who take out debt because they convince themselves it’s necessary, poor people who struggle against a system they don’t understand, rich people who justify any amount of self-indulgence by claiming that they are “important.” But if there was a modern American writer tackling our debt-ridden society with Dickensian scope, I wasn’t sure who it was. So I decided to take on a challenge: writing the book I thought Dickens would have written, if he’d been alive to witness our current social ills.

Of course, the book didn’t turn out at all like a Dickens novel, because my own voice and perspective quickly took over the project. But many elements of Debt are stolen straight from Dickens: the picaresque characters from all walks of society, the dense plot filled with fantastic coincidences and illegitimate children, even a little lame boy who says, essentially, “God bless us, every one.” I also created a protagonist — an orphan, of course — who shared some superficial elements with my own life, not out of narcissism but because Dickens frequently did so. One of my favorite qualities in Dickens is the democratic quality of his plots, the way he weaves together the lives of the rich and poor, so I tried to keep that essential truth in my plotting of Debt: social classes are more interconnected than they appear, and sometimes the pauper has the power to bring down the king.

This book was my tribute to my favorite social satirist. I hope it brings some of the pleasure to my readers that his work has brought to me.

ABOUT THE AUTHOR: Rachel Carey is a writer and filmmaker. She received an MFA in Film Directing from NYU, a M.Ed. from Harvard, and a BA in English from Yale. She currently teaches college film classes — and lives with her husband and daughter in New Jersey. Rachel is still paying back her student loans — and has dedicated her novel to the Sallie Mae Corporation.

ANNOUNCEMENT: For her outstanding and original writing, Silver Birch Press is nominating Rachel Carey for a 2013 Pushcart Prize. 

NOTE: A FREE Kindle version of the Silver Birch Press release Debt, a novel by Rachel Carey is available through Monday, Nov. 18, 2013. You can download the Kindle version— which retails for $6.99 – for free at Amazon.com.

PHOTOS: Author photo and cover photo by Jeff McCrum.

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FREE Kindle version of the Silver Birch Press release DEBT, a novel by Rachel Carey is available through Monday, Nov. 18, 2013. You can download the Kindle version— which retails for $6.99 – for free at Amazon.com.

WHY WE LOVE THIS BOOK: The tone, setting, and subject matter of Debt by Rachel Carey — a comic look at New York City, money, and social status — resonate like The Bonfire of the Vanities on fast forward. More than 20 years after Tom Wolfe‘s masters of the universe ruled Wall Street, it’s a very different financial picture – everybody has gone bust, or is on their way there. Debt features an extensive cast of characters that would feel at home in a novel by a Charles Dickens, a crime caper by Donald Westlake, or satirical work by P.G. Wodehouse. Debt is a fast, funny read — tackling a serious subject with a light touch and a lot of heart.

BOTTOM LINE: Great story, engaging characters, funny, witty, clever, incisive, insightful, and original. Read it — for free!

NOTE: If you don’t own a Kindle, you can download Kindle read apps — for free — at Amazon.com.

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A FREE Kindle version of the Silver Birch Press release DEBT, a novel by Rachel Carey is available from Thursday, Nov. 14, through Monday, Nov. 18, 2013. You can download the Kindle version— which retails for $6.99 – for free at Amazon.com.

BOOK DESCRIPTION: Set in New York CityDebt – a satirical look at the 2008 financial meltdown — follows a range of characters who owe something to someone in a variety of ways. From main character Lillian Fitzgerald — a recent grad with an Master’s in Creative Writing in one hand and $100,000 bill for her student loans in the other — to Henry Bolt, the mysterious force who owns the bank that financed Lillian’s student loans, and an assortment of other people up and down the debt chain (bill collectors, stock market mavens, the wealthy, the foreclosed, the bankrupt, the desperate, the spoiled, the gamblers, the winners, and the losers), Debt covers a wide universe without leaving the five boroughs.

NOTE: If you don’t own a Kindle, you can download Kindle read apps — for free — at Amazon.com.

ABOUT THE AUTHOR: Rachel Carey is a writer and filmmaker. She received an MFA in Film Directing from NYU, a M.Ed. from Harvard, and a BA in English from Yale. She currently teaches college film classes — and lives with her husband and daughter in New Jersey. Rachel is still paying back her student loans — and has dedicated her novel to the Sallie Mae Corporation.

ANNOUNCEMENT: For her outstanding and original writing, Silver Birch Press is nominating Rachel Carey for a 2013 Pushcart Prize. 

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Our recent free Kindle giveaway and feature on Freebooksy.com for Debt, a novel by Rachel Carey (Silver Birch Press, 2013) resulted in over 1,000 downloads! Thank you to everyone who took the time to download this amazing novel — and a special thanks to everyone who reblogged, tweeted, or emailed friends about the giveaway.

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As we announced earlier today, the Silver Birch Press release Debt, a novel by Rachel Carey is available as a free Kindle download on Tuesday, August 6. Today, Rachel Carey appeared as a featured author on the premium ebook site FreeBOOKSY.com — where she rated a terrific feature about her novel. To read the article, visit FreeBOOKSY.com, where’ll you’ll find links to editor’s picks for the best in free ebooks.

We are trying to spread the word — through multiple methods, including free Kindle downloads — about Rachel Carey’s amazing debut novel. For this reason, we’ve extended the offer of free Kindle downloads for DEBT through Friday, August 9th. We’d appreciate any reposts, reblogs, or mentions of this free offer. Thank you!

Find Debt by Rachel Carey as a free Kindle download at Amazon.com.

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The Silver Birch Press release DEBT, a novel by Rachel Carey is available for free at Amazon.com on Tuesday, August 6, 2013. You can download the Kindle — which retails for $6.99 – at Amazon.com.

Set in New York CityDebt – a satirical look at the 2008 financial meltdown — follows a range of characters who owe something to someone in a variety of ways. From main character Lillian Fitzgerald — a recent grad with an Master’s in Creative Writing in one hand and $100,000 bill for her student loans in the other — to Henry Bolt, the mysterious force who owns the bank that financed Lillian’s student loans, and an assortment of other people up and down the debt chain (bill collectors, stock market mavens, the wealthy, the foreclosed, the bankrupt, the desperate, the spoiled, the gamblers, the winners, and the losers), Debt covers a wide universe without leaving the five boroughs.

Find Kindle read apps — for free — at Amazon.com.

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The Silver Birch Press release DEBT, a novel by Rachel Carey is available for free at Amazon.com on Friday, July 26, 2013. You can download the Kindle — which retails for $6.99 — at Amazon.com.

So remain debt-free today (at least when it comes to this novel) and download your Kindle version of DEBT for free!

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In February 2013, Silver Birch Press published DEBT by Rachel Carey, one of the best novels we’ve ever come across (as a reader or publisher) — with everything you’d want in a great read: fascinating characters, humor, wit, a page-turning story, and terrific writing. We recently updated the cover of DEBT (see above) to better impart the novel’s central idea — how student loan debt bleeds into every aspect of someone’s life.

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But the book with the original cover (shown at left) has recently garnered an impressive piece of press coverage — a video review and recommendation for summer reading at the trendy site mommalogues, where reviewer Jenni Chiu called it “a satirical, witty read.” 

Congratulations, Rachel on the stellar shout out! We are proud you’re a Silver Birch Press author and we’ve played even a small part in what we are sure is the start of an amazing literary career. You are a writer par excellence. Let the buzz begin!

ABOUT THE AUTHOR: RACHEL CAREY is a writer and filmmaker. She received an MFA in Film Directing from NYU, an M.Ed. from Harvard, and a BA in English from Yale. She currently lives with her family in New Jersey and teaches college film classes. Debt is her first novel.

DEBT, a novel by Rachel Carey is available in paperback and Kindle at Amazon.com.